Whether it be in your taxable investment portfolio or your retirement assets, wealth and asset management is our specialty at Synergy Capital Management, LLC. Seeing that we are not a bank, brokerage or mutual fund company, and therefore not trying to sell you a particular investment, you can rest assured that our investment recommendations are solely based on one thing – your needs.
The appropriate allocation of investment assets for your goals and risk tolerance, commonly known as “asset allocation”, is the most important component in developing an investment portfolio. Having a diversified, well-balanced portfolio, and following long-term buy-and-hold strategies, is instrumental in wealth and asset management because it will increase the likelihood that you will achieve your long-term financial objectives.
Our wealth and asset management goal in designing your investment portfolio is to balance your investment objectives with your investment asset allocation.
We have a specially constructed 17-point Risk/Return Questionnaire that considers a number of factors that include your personal goals, current resources, tolerance for risk, need for income or liquidity, major expenditures and special considerations such as income and estate taxes. After we thoroughly analyze your completed Risk/Return Questionnaire and determine what type of investor you are, we write a detailed investment policy statement and design a recommended portfolio of specific investments. After a detailed consultation with you, we implement this portfolio for you and monitor it on a regular basis.
Your wealth and asset management relationship with Synergy Capital does not end there. On a bi-annual basis we will meet with you to perform a comprehensive portfolio review in order to make sure you understand what is happening with your investments and if any changes should be made to your portfolio. We also show you how to eliminate unnecessary risk, minimize taxes and expenses, and generate any currently needed income.
At Synergy Capital, we invest primarily in actively managed mutual funds with low expense ratios to try and obtain an above-average return for our clients over a long-term horizon.
Synergy Capital has access to both institutional and A-Class (Advisor-Class) versions of most mutual funds to help our clients save on fund management expense fees. We use a variety of mutual funds from highly-rated, experienced fund companies to achieve global diversification. Some of the fund companies we may use in designing your investment portfolio are AMG Yacktman, Oppenheimer, Dreyfus, ASTON/Fairepoint, Templeton and Loomis Sayles.
For individuals who are comfortable with a higher degree of individual security volatility with the potential for higher returns, Synergy Capital Management, LLC also offers an Individual Portfolio Management service. With this service, we invest in the common shares of a variety of US and international companies in an attempt to achieve a higher long-term return for our clients.